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MReport Magazine — pdf The Rise of MERS (3.49 MB)  — November 2017

DS News -- MERSCORP To Offer LEI Registrations Later This Year -- May 2017 

HousingWire - MERSCORP Holdings' Janis Smith Recognized in HousingWire's 2016 Women Of Influence Feature - August 2016

DS News -- MERS Emerges Triumphant -- February 2016

MReport Magazine — pdf Take 5: Leading the Charge (3.87 MB)  — October 2015

HousingWire —  Another one bites the dust: MERS wins again — October 2015

JD Supra —  MERS: Better Than a Faster Horse — August 2015

HousingWire —  MERS wins big once more in Federal Court of Appeals — August 2015

DS News —  Third Circuit Court Rules in MERS’ Favor in Pennsylvania County Recording Case — August 2015

HousingWire —  Federal Court of Appeals hands yet another victory to MERS — July 2015

The Motley Fool —  Mortgage Electronic Registration Systems (MERS) Can Tell You Who Owns Your Mortgage — June 2015

HousingWire Magazine —  pdf HousingWire Exclusive Interview: MERS Upheld (3.59 MB)  — April 2015

DocMagic Blog — DocMagic Integration Supports MERS® eRegistry — February 2015

ACUMA Pipeline — pdf Credit Union Uses eRegistry for eNotes to Bring 21st Century Efficiency to its Mortgage Process (194 KB)  — January 2015

HousingWire — Court of Appeals rules for MERS in lawsuit from Iowa county — December 2014

Mortgage Bankers Association — pdf MBA Appoints Bill Beckmann, Kyung Cho-Miller, Michelle Korsmo, and Joe Tyrrell to MISMO® Board of Directors (244 KB)  — December 2014

HousingWire — MERS secures another legal victory — October 2014

HousingWire — MERS wins again; this time in Pennsylvania — September 2014

DS News — Massachusetts Court Affirms MERS Ability to Assign Title — August 2014

MORTECH, LLC — pdf The Perceived Value of MERS and Its Services (432 KB)  — July 2014

DS News — Rhode Island Affirms MERS Right to Assign — July 2014

MReport Magazine — pdf Take 5: Focused on the Future (3.16 MB)  — May 2014

HousingWire — MERS Remains a 'Lawful Beneficiary' After All These Years — January 2014

HousingWire — pdf Much Ado About MERS (311 KB)  — August 2013

Probate & Property — pdf MERS Remains Afloat (830 KB)  — July/August 2013

Mortgage Banking — pdf MERS Weathers the Storm (535 KB)  — July 2013

The Oregonian — In MERS ruling, Oregon Supreme Court clears way for out-of-court foreclosures to proceed — June 2013

HousingWire — North Carolina judge finds fatal flaws in lawsuit against MERS, LPS — May 2013

RealEstateRama — MERS Model Prevails Again in the Fifth Circuit — May 2013

AGBeat.com — Yet another court rules MERS had authority to foreclose — May 2013

Legal Newsline — Federal court dismisses wrongful foreclosure lawsuit against mortgage registry, others — May 2013

HousingWire — MERS wins dismissal of New Hampshire case — May 2013

HousingWire — Alabama Supreme Court MERS decision: Attorney guidepost — May 2013

Legal Newsline — Arizona appeals court rules tax lien purchasers must give notice to mortgage registry — May 2013

HousingWire — Mass media takes MERS by storm and misses the big picture — May 2013

HousingWire — Idaho Supreme Court secures MERS role as beneficiary — April 2013

Mondaq.com — United States: Sixth Circuit Upholds Dismissal Of Suit To Set Aside Foreclosure Sale — April 2013

AGBeat.com — Court affirms MERS role in chain of title is valid — April 2013

HousingWire — MERS, PHH Mortgage win at Michigan appeals court — April 2013

Legal Newsline — Michigan appeals court rules mortgage registry’s role is valid — April 2013

Mortgage Technology — pdf MERS Works (281 KB)  — April 2013

HousingWire — Rhode Island Supreme Court upholds MERS foreclosure authority — April 2013

HousingWire — Kentucky Court of Appeals rules in favor of MERS — March 2013

AGBeat.com — MERS winning significant legal battles across U.S. — February 2013

JDSupra.com — MERS Has Power To Assign Interest in Deed of Trust, Borrower Can Challenge Assignment of Mortgage, First Circuit Rules — February 2013

MERSCORP Holdings, Inc. — pdf Open Letter to Williamson County Commissioners Court (131 KB)  — February 2013

Mortgage Technology — Complying with The Code — November 2012

HousingWire — Nevada Supreme Court gives MERS big victory — October 2012

Las Vegas Review-Journal — Supreme Court gives banks foreclosure win — October 2012

The National Law Review — The Myths and Merits of MERS — September 2012

HousingWire.com — MERS lawsuit shapes precedent in Washington state — September 2012

PalmBeachPost.com — County loses federal mortgage lawsuit — June 2012

National Mortgage News — After 12 Years, E-Mortgage Misconceptions Persist — June 2012

JDSupra.com — Another California Court Approves The Use Of MERS — June 2012

Boston.com — Score one for lenders and mortgage services in long-awaited Eaton v. Fannie Mae Case — June 2012

K&L Gates — Life on MERS: Mapping the Landscape — June 2011

ASF White Paper Series — pdf Transfer and Assignment of Residential Mortgage Loans in the Secondary Mortgage Market (504 KB)  — November 2010

American Banker — pdf Title Transfer Law 101 (185 KB)  — October 2010

MERS® provides numerous benefits to U.S. housing finance. Use the links below to obtain real facts about the company:

  • pdf Quick Facts (173 KB) – MERSCORP Holdings, Inc. is a privately held corporation that owns and manages the MERS® System and all other MERS® products. It is a member-based organization made up of about 3,000 lenders, servicers, sub-servicers, investors and government institutions.
  • pdf MERS® Today (1.92 MB) – Mortgage Electronic Registration Systems, Inc. (MERS®) serves as mortgagee in the land records for loans registered on the MERS® System, and is a nominee (or agent) for the owner of the promissory note.
  • pdf Myths v. Facts (199 KB) – Myth #1: MERS has failed to record transfers of mortgage loans in the public land records. FACT: At closing, the lender and borrower agree to appoint MERS as the mortgagee on the mortgage or deed of trust. This means that when a MERS® System member sells the loan to another MERS® System member, only the promissory note – and not the mortgage – transfers, because the mortgage is grounded in the name of MERS.
  • pdf The Myths and Merits of MERS (121 KB) – This paper, written by Patrick C. Sargent and Mark W. Harris of the Andrews Kurth Law Firm, provides background and legal analysis on the MERS® System and addresses some of the more prevalent myths and misconceptions.
  • pdf Property Preservation (168 KB) -  Vacant properties can blight neighborhoods, invite crime and lower surrounding property values. The MERS® System, operated by MERSCORP Holdings, Inc., plays a critical role in helping localities combat the problems associated with vacant homes by helping communities identify those responsible for maintaining vacant properties.

Biographies –

FAQ – Read more frequently asked questions here

Click here to see how MERS® works.

  • About Us

    About Us

    Today’s financial services industry depends on technological innovations to provide its customers with access to information, increased efficiency and reduced processing costs. MERSCORP Holdings, Inc. owns and operates the MERS® System, a national electronic registry system that tracks the changes in servicing rights and beneficial ownership interests in mortgage loans that are registered on the System.

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  • MERS® eRegistry

    MERS® eRegistry

    The MERS® eRegistry is essential to the eMortgage world. It is the legal system of record for identifying the Controller (holder) and Location (custodian) for the authoritative copy of a registered eNote. Lenders today are closing eNotes and selling them into the secondary market. Both Freddie Mac and Fannie Mae require that Lenders register their eNotes on the MERS® eRegistry.

    white paper site

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  • Information for Homeowners

    Information for Homeowners

    Homeowners today want information about their mortgage loans. Some are facing financial hardship and are struggling with mortgage payments. Information and helpful resources are available. 

    Read More
  • Neighborhood Benefits

    Neighborhood Benefits

    Title agents, government agencies and others looking for information about mortgage loans registered on the MERS® System can use Servicer ID or MERS® Link. This public access is often used by local municipalities to identify the servicer responsible for maintaining vacant or abandoned property.

    Read More
  • Media Room

    Media Room

    The MERSCORP Holdings, Inc. Media Room provides press contact information and facts about the company and its subsidiary, Mortgage Electronic Registration Systems, Inc. (MERS). These materials are provided to help national, regional and local media better understand the companies' business model and role in the U.S. housing finance system.

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Click here to proceed.

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Click here to proceed.

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Click here to proceed.

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Click here to proceed.