Privacy Policy

We at MERSCORP Holdings, Inc., (“MERSCORP Holdings” or “We”) recognize the importance of maintaining the privacy of your personal information when you make use of our website at www.mersinc.org (the “Site”), and have voluntarily published this Privacy Policy to govern our collection and use of such information. If you have objections to this Privacy Policy, you should not use the Site. Note that this Privacy Policy does not govern privacy practices associated with your use of the various MERS® products through the MEMBERS website. The use of those products is governed by our Governing Documents (consisting of the MERS® System (i) Terms and Conditions, (ii) Rules of Membership, and (iii) Procedures Manual).

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Information Collected by Us

When you use the Site, We may automatically collect non-personal information about you. This information may include the name of the domain and host from which you access the internet, the type of internet browser you use, the type of operating system you use, IP addresses, and how often you visit the various pages of the Site.

We use this information as anonymous aggregate data to determine the number of visitors to the Site and to help make the Site more useful. We do not use such data to track or record information about individuals. Additionally, We do not use persistent "cookies" or tracking mechanisms that collect personally identifying information on the Site.

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Information Provided by You

You can engage in most activities on the Site without providing any personal information. There are other activities (such as requesting information about the servicer and investor of your mortgage loan) that may require you to provide certain personally identifiable information about yourself or the borrower you are authorized to represent by filling out and submitting an online form. It is completely optional for you to engage in these activities.

We may use such information to answer your questions, to provide services or other information that you may request or register for through the Site, to protect the security and integrity of the Site, or for internal business purposes.

Only registered MERS® System Members can access the MEMBERS website, MERS® products, and other restricted sites by using a unique Organizational ID, user name, and password. We recommend that you do not divulge this information to anyone. In addition, all information collected through those restricted sites resides on a secure server that only selected MERSCORP Holdings personnel and contractors have access to via a password.

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We Do Not Sell or Share Your Information

Simply put, We do not sell or share any personally identifiable information that you may enter into the Site (or collected via the Site), nor do We sell or disclose any such information to third parties for marketing purposes.

However, there may be certain circumstances where We may determine that we must transfer or otherwise disclose personally identifiable information provided or collected from you, such as:

•             in response to judicial process;

•             to protect against or prevent actual or potential fraud, claims, or other liability;

•             to provide information to law enforcement agencies or in connection with an investigation on a matter related to public safety; or,

•             if required to do so by law.

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Other Websites/Linked Third Parties

The Site may contain links to third party websites, but this Privacy Policy does not apply to those linked websites. We are not responsible for the privacy practices or content of any of such websites. You should review the posted privacy statements on any website you visit.

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Security

We use sophisticated encryption and authentication tools to protect the security of your personal information that you share with us. However, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while We strive to protect your personal information, We cannot guarantee or warrant the security of any information you transmit to or from the Site, and you do so at your own risk. Once we receive your transmission, We use commercially reasonable efforts to protect its security on our systems.

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Email Opt-Out

Subscribers who no longer wish to receive our news releases, announcements, or other promotional materials may opt-out of receiving these communications at any time using the following procedure: to unsubscribe from the email list, please reply to the original email you received from us with "unsubscribe" on the Subject: line. We will process your unsubscribe request as soon as possible. Please be aware that in some circumstances you may receive a few more messages until the unsubscribe request is processed.

NOTE: The unsubscribe policy does not affect emails that MERS® System Members receive from the MERSCORP Holdings Help Desk pertaining to product information. Product-related emails from the MERSCORP Holdings Help Desk are mandatory.

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Changes to This Privacy Policy

We reserve the right to revise or change this Privacy Policy in the future, and will provide notice of material changes on the home page of the Site.