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MERS® System Pricing Schedule

Membership Types and Fees

General Membership Tier Tables

The applicable annual membership fee corresponds to the highest of the four tiers that applies to a company’s total annual loan origination or servicing portfolio volume.

Tier 1

$500

  • Annual Loan Origination Volume
  • Under $250 Million
  • Size of Servicing Portfolio
  • Under $2 Billion

Tier 2

$2,000

  • Annual Loan Origination Volume
  • $250 Million - $1 Billion
  • Size of Servicing Portfolio
  • >$2 Billion - $10 Billion

Tier 3

$5,500

  • Annual Loan Origination Volume
  • >$1 Billion - $10 Billion
  • Size of Servicing Portfolio
  • >$10 Billion - $50 Billion

Tier 4

$7,500

  • Annual Loan Origination Volume
  • >$10 Billion
  • Size of Servicing Portfolio
  • >$50 Billion

Transaction Fees

MOM and Non-MOM Loans

 MOM and Non-MOM Loans Amount (per loan)
Registration (Flow + Seasoned)* $11.95
Pre-closing registration 0.97
Post-closing registration (after paying pre-closing registration fee of $0.97) 10.98
Seasoned servicing transfer** 11.95
Seasoned intracompany transfer 2.50
Transfer to non-MERS status 1.00
Certificate Processing Fee 10.00

iRegistrations

 iRegistrations Amount (per loan)
iRegistration $0.97
Conversion of iRegistration to non-MOM 10.98
iRegistration Seasoned servicing transfer 0.97
iRegistration Seasoned Intracompany Transfer 0.97
iRegistration Transfer to non-MERS status 0.97

Notes:

* When a loan’s security instrument with MERS® as mortgagee is registered on the MERS® System, and the eNote is also registered on the MERS® eRegistry, a discount of $1.00 is granted for the second registration and the combined total charge for both registrations will equal $15.90.

** A Seasoned servicing transfer fee will be charged when the transfer date is greater than 270 days from the note date. When the transfer date is 270 days or less from the note date, then the transaction is a Flow transfer, which bears no charge. Intracompany transfers follow this logic. Also, there are currently no transaction fees for transfers of beneficial rights.

Miscellaneous Charges

Excess Mail Fee

 $12.00 charged for each document as defined in Rule 5, Section 4 of the MERS® System Rules of Membership.

External Research Fee
Physical Delivery Fee
Returned Payment Fee
Training
Value-added Services
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