MERS® 25.1 Major Release overview
MERS 25.1 Major Release on June 22, 2025 includes product enhancements for the MERS System, MERS eRegistry, and MERS RON Video Storage. Watch for an exclusive preview of the upcoming changes. During this one-hour session, you’ll get an in-depth overview of key features including:
- Inactive MIN physical purge
- Enhanced Companion System Indicator
- Mismatch Reporting
- Eliminate SSN Requirement on MERS eRegistry
- MIN mismatch process improvements
- Secured Party Improvements
- MRE Encryption
- Modify RON Video Storage Upload
MERS® eNote Success: Insights from Leading Originators
MERS® eNote Success: Insights from Leading Originators is the first installment of the MERS eNote Success webinar series, featuring originators who have successfully implemented and scaled their eNote programs. Our expert panel, featuring Teri Pansing from Fairway Independent Mortgage, Jeff Reeves from Canopy Mortgage and Jennifer Solis from Atlantic Bay, will discuss how they manage relationships, optimize technology, and build scalable rollout strategies, plus:
- The benefits of using eNotes in the mortgage industry
- Insights into the successful implementation and scaling of eNotes
- Practical guidance on measuring ROI and overcoming common challenges
From ROI measurement to tackling unforeseen hurdles, this session offers a wealth of practical guidance to help you accelerate your eNote initiatives. Don’t miss this chance to learn from the experts and elevate your eNote strategy.
MERS® eRegistry/eNote education series part 3: Test your knowledge
MERS eRegistry/eNote education series part 3: Test your knowledge is the third installment of our 2024 eRegistry/eNote educational series. Building on the eRegistry functionality and eNote legal principles covered in parts one and two, this interactive session will challenge you with real-world eNote and eRegistry scenarios. You’ll put your knowledge to the test and gain practical insights that will help you confidently navigate the digital mortgage space.
We will explore advanced scenarios like:
- Data mismatches between MERS eRegistry and MERS System -- when are they permissible?
- Converting eNotes to paper notes
- Correcting eNotes using:
- Correction Agreements
- Replacement eNotes
- Paper Notes
- MERS eRegistry options for creating and managing “deal trust” Org IDs for Trusts that purchase eNotes
- Foreclosing with an eNote
MERS 24.2 Major Release overview
Missed the MERS® 24.2 release overview webinar or just want to revisit the information shared during the session? Access the webinar on demand to learn more about the latest MERS features, including:
- Inactive MIN purge
- Support for mass user maintenance (enable, disable, delete)
- Relationship improvements
- Added MFT indicator to MERS System user interface
- Automated Rights Holder reviews
- Identifying potential test data in production registrations
- eReport enhancements
- Modifications to Electronic Record Controller history
MERS® eRegistry/eNote Education Series: Advanced eNote topics
Now that you have a better understanding of eNote fundamentals, watch this session for a deeper dive into some advanced concepts related to eNotes, including:
- Working with a warehouse lender
- Converting an eNote to paper
- eNote corrections
- Foreclosures
- Navigating reconciliation discrepancies
- eNotes and trusts
- eHELOCs
MERS® eRegistry/eNote Education Series: Introduction into eNotes
Our updated MERS® eNote Education Series is designed to help you navigate the basics of eNotes, as well as review the latest industry developments in eNote adoption. In part one our experts discuss the fundamentals of eNotes, including:
- The legal framework, technical requirements, and practical applications of eNotes
- How eNotes help to reduce costs and risk, while enhancing the customer experience
- The role the MERS® eRegistry plays in facilitating the transfer of eNotes between parties
- Strategies to position yourself for growth and innovation in the digital era
MERS® 24.1 release overview
Missed the MERS® 24.1 release overview webinar or just want to revisit the information shared during the session? Access the webinar on demand to learn more about the latest MERS® features, including:
MERS® System & MERS® eRegistry
- Deidentify SSNs or TINs on inactive MIN records
MERS eRegistry
- Add validation for presentation of SMART Doc
- eDelivery improvements
- Inquiry and Member Inquiry DTD modifications
MERS System
- Late registration notifications
- Add MERS System billing contact
- Member option for public key encryption
- MRE improvements
MERS® RON Video Storage
- Support hashed RON videos
MERS® Automated Lien Release functionality
We have developed a new solution, Automated Lien Release™ (ALR), that combines the power of the MERS® System with Simplifile® Document Builder lien release framework to reduce manual data entry that will save you valuable time and effort. Learn how you can Save time, reduce errors, and drive efficiency - no new integration required.
Watch the webinar to see how ALR:
- Automates the generation of lien release packages
- Ensures accurate and compliant lien release documents
- Digitizes document creation and processing with eSigning, eNotarization and
- eRecording
- Accelerates release turnaround time
- Is ready to use with no additional implementation
MERS® 23.2 release overview resources
Missed the MERS® 23.2 release overview webinar or just want to revisit the information shared during the session? Access the attached webinar slides to learn more about the latest MERS® features, including:
- Improvements to Update Role functionality
- New Controller History API
- New Paper Replacement deactivation
- Add test data warning to Registration Response
- Modify registration processing rules to reduce eRegistry rejections
- Modify registration processing rules for Controllable Payment Intangibles
Then, visit the Member Website to see the MERS® 23.2 release notes and access more resources to help you prepare for this release. Check it out and share these valuable resources with your colleagues!
MERS® eNote Education Series - Part 1
An Introduction to eNotes
In part one of our three-part “MERS® eNote Education Series", our experts discuss the fundamentals of eNotes, including their legal framework, technical requirements, and practical applications. We also walk through a detailed overview of the MERS eRegistry, including its role in facilitating the transfer of eNotes between parties and ensuring compliance with industry standards. By the end of the webinar, you will have a better understanding of how eNotes and the MERS eRegistry can:
- Streamline your mortgage transactions
- Reduce costs and risks
- Enhance the customer experience
- And position you for growth and innovation in the digital era
MERS eNote Education Series - Part 2
An introduction to Ginnie Mae’s Digital Collateral Program
Interested in Ginnie Mae’s Digital Collateral Program or need guidance when it comes to rightsholders in the MERS® eRegistry? Join our experts and Lynne Chandler, Digital Collateral Director, Ginnie Mae, on June 20 for part two of our three-part MERS® eNote Education Series to learn the ins and outs of the program. MERS is uniquely positioned with Ginnie Mae to provide you with the critical insight you need for a successful eNote program.
By the end of the webinar, you will have a better understanding of:
- The benefits of using digital collateral
- The nuances and workflow of Ginnie Mae’s Digital Collateral Program
- The requirements for rightsholders in the MERS eRegistry, including Secured Parties
- How to get started
MERS® eNote Education Series - Part 3
Advanced eNote concepts
There are many intricacies to the implementation and operationalization of eNotes and our experts are here to help you navigate them. Join part-three of our MERS® eNote education series to take a closer look at advanced concepts related to eMortgages.
By the end of the webinar, you will have a better understanding of the complex characteristics, workflows and transactions in an eNote lifecycle, including guidance on:
- Converting an eNote to paper
- eNote corrections
- Finding an eNote investor
- eDelivery before registration and as a standalone service
- Foreclosures
Digitizing home equity lending with the MERS® eRegistry
A legal overview for eHELOCs, home equity fixed liens, and more.
Market conditions have paved the way for a resurgence in home equity lending, and lenders, aggregators and servicers want to know how electronic home equity lines of credit (eHELOCs) and home equity fixed liens can fit into that picture. Join us to hear our industry and MERS® experts discuss the state of electronic home equity lending, new opportunities that are on the horizon, and how the MERS® eRegistry supports your digital lending strategy.
We will walk through:
- The differences between home equity loans, HELOCs, and transferable records (eNotes)
- The legal support for and efficiencies offered by registration on the MERS® eRegistry
- Must-know facts arounds the concept of control for transferable records (eNote) vs eHELOCs
MERS® RON Video Storage industry overview
With the increase in the utilization of remote online notarization (RON) when closing mortgage loans, originators, investors, servicers, and title companies will want the assurance of knowing where to find related closing videos years later, if needed. Join us for an informative webinar to discover how MERS® delivers secure, reliable, and centralized long-term storage and access to a copy of RON eClosing videos for MERS® System Authorized Members. Boost your business and investor confidence by learning how to:
- Securely submit eClosing videos to the MERS® RON Video Storage solution
- Manage permission-based video access requests
- Securely store and backup RON videos for the life of an active MERS® System or MERS® eRegistry registered loan, plus seven additional years
- Get the latest information on the MERS® RON Video Storage version 1.0 release
The eVault explained: What it is and why you need one
Incorporating an eVault solution into your digital mortgage processes will lead to better security, a higher level of compliance, and more streamlined operations. But where to start? Join us for a new webinar as we take a deep dive into the benefits of having your own eVault, including the ability to:
- Directly integrate with the MERS® eRegistry
- Store eNotes and other files in one, secure electronic repository
- Help controllers meet specific legal requirements, easily
- Improve audit trails and enhance functionality
Speakers:
- Kate Bonthius, Senior Business Integration Analyst, MERSCORP Holdings, Inc.
- Tiffany Toale, Program Manager - On Demand Learning, ICE Mortgage Technology
eNote Readiness: How to jumpstart your eRegistry Journey
Going paperless for promissory notes is an easy way to increase security and efficiency, and it’s an essential step in moving towards a digital mortgage. In our new webinar, MERS® experts Liz Barnicle, Eastern Region Sales Manager, Bob Pathman, Western Region Sales Manager, and Rachel Zaputil, Sr. Product Manager, will discuss:
- The benefits of eNotes
- Metrics and results for MERS adopters
- Vocabulary for the electronic world
- The end-to-end flow of an eNote
- Remote Online Notarization (RON) Video Storage
- How to get started
The MERS® eRegistry and its role in the eNote control ecosystem
Explore how registering eNotes on the MERS® eRegistry can get you one step closer to achieving a streamlined, digital mortgage experience.
Take a deep dive into the benefits of registering eNotes on the MERS® eRegistry, including:
- Reducing printing, shipping, scanning and faxing costs
- Capital gain efficiencies, such as quicker turn, production and delivery times
- Improved audit trails, higher levels of data accuracy and increased quality control
- Better security with help of an eVault solution
MERS® eRegistry and eVaults: Transactions explained
eMortgage Foundations
If you’re implementing eNotes and trying to determine which transactions need to occur in the MERS® eRegistry and your eVault, this webinar is for you! We’ll show you how to register, transfer and payoff in an eVault, view how those transactions are reflected in the MERS® eRegistry and what’s required in the MERS® System. We’ll also review reports housed in the MERS® eRegistry and an eVault.
eNotes: Your questions answered
eMortgage Foundations
You asked. We’re responding. There’s been an influx of inquiries about eNotes lately, and we’re going to devote an entire hour to answering these frequently asked questions.