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Provide an exceptional borrower experience by using a vendor you trust. MERS® eNote Solutions provides a convenient path to eNote implementation by supporting the creation, electronic signing, and vaulting of eNotes in a single platform.
Would your organization like to enjoy process and capital efficiencies, increased collateral control, and an improved audit trail? All this and more can be realized when you begin generating eNotes!
Let us point you in the right direction. Access tips and resources on our website, including MERS® ServicerID, a free tool that provides the current servicer and investor (owner of the note) for loans registered on the MERS® System.
Download our white paper to learn more about eNotes
Enabled by Lenders, Embraced by Borrowers, Enforced by the Courts: What You Need to Know About eNotes
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MERSCORP Holdings announced a record number of eNote registrations on the MERS® eRegistry. From January through September 2020, MERS member institutions, including lenders and originators, registered 286,403 eNotes – more than double the total of all 2019 registrations. This rapid growth of eNotes echoes the residential lending industry’s continued drive toward greater digitization of the production process.
MERS and the Federal Home Loan Bank System are partnering to pave the way for the FHLBanks’ 6,900 financial institutions to pledge eNotes as eligible collateral. Several FHLBanks expect integration to be complete in Q3 2020, while the remaining FHLBanks are establishing the necessary infrastructure and expect to be fully integrated in Q4 2020 and continuing into 2021.